The LATITUDE DBA Insurance program serves as your advocate through every step of the DBA Insurance process. Our deep Defense Base Act experience means we can evaluate the details others may overlook and help you make critical choices regarding your DBA coverage and protection.
We work with government contractors―large and small―who specialize in a wide variety of international business services, and help them secure and manage their DBA Insurance. We understand that every contractor is unique in the work they do, with insurance needs that are equally unique. We take care in reviewing your specific business risks and tailor a single insurance program to protect both your business and your employees.
As a one-source insurance provider, we provide federally-mandated DBA Insurance as well as other foreign insurance coverage to cover employees working abroad. Additionally, we place domestic insurance coverage, such as Property, Liability, Auto, Workers’ Compensation and more, to protect your business operations in the U.S.
From coverage to claims and customer service, our team of experts stands ready to represent your best interests.
Our Work in Action
Case Study 1
An employee who performed vehicle and cargo screening for explosives suffered from a bleeding ulcer after being deployed in Iraq for a year. The ulcer was treated, but due to the potential of a “bleed out” during medical evacuation to the U.S., the employee was advised to stay bedridden for two weeks prior to the evacuation. The DBA Insurance carrier denied benefits indicating the condition was not “occupationally related.” We stepped in and the claim was reviewed by legal counsel, and it was determined that because of the nature of his employment the claim was compensable, and benefits were approved. Had the benefits not been covered by the insurer, the employer would have been responsible for the medical evacuation, estimated at $100,000.
Case Study 2
An employee’s condition was determined by our DBA attorney to be the effect of a genetic disease, rather than an on-the-job incident. By review of the attorney’s coverage opinion, the questionable claim was denied by the DBA carrier. While the outcome of this incident didn’t bode well for the employee, our careful investigation prevented a claim against the insured contractor’s insurance.
The Latitude Team
The LATITUDE program is led by Sara Payne, a world-class expert in DBA and foreign insurance programs, and her team of experts. Together they bring 25+ years’ experience in foreign insurance program design. With extensive experience in the procurement of U.S. Government contracts, we understand the types of services being provided and can place coverage in the DBA marketplace at the most competitive rates.
We think you’ll find our approach to DBA and foreign insurance is unlike any other you’ve experienced. Contact the experts at LATITUDE today and let us show what it can mean for your business when you achieve greater latitude.